Payment terms for customers of Service News, Inc. (SNI) are net 7 days for all products and services provided. SNI does accept scanned based trading (SBT) payments from customers or their third party representatives, in support of our customer desire to participate in SBT. However, SNI requires payment in full for all signed and/or stamped invoices either by SBT payment, direct customer payment, or a combination of both. SBT payments are acknowledged as the sole payment source only when the amount is equal to the total invoice amount due SNI.